Holistic Retirement Planning
Retirement Strategies Group
At Retirement Strategies Group our discipline is built on the foundation of holistic planning and how investment and insurance solutions can work in concert to help mitigate six fundamental financial planning considerations* with the purpose of helping our clients work to achieve their financial goals.
Once we create your individualized plan, we proactively manage it, evaluate its progress, and continuously adjust it in order to meet shifting objectives and changing market dynamics. Our goal is to exceed expectations and provide transparency during this process so that our clients can remain confident throughout our partnership.
Money is personal, and we believe investors deserve a partner that will provide them with a bespoke investment experience tailored to their needs and objectives.
To assist with the execution and proactive management of our clients’ investment plans, we’ve partnered with Simplicity Wealth, a comprehensive wealth management platform that specializes in providing financial advisors, and by extension their clients, with holistic financial planning solutions. Simplicity Wealth helps us deliver institutional-level investing and sophisticated technologies to help our clients minimize risk and maximize potential return of their portfolios.
Your Retirement Checkmate
Develop Your Retirement Strategy
At Retirement Strategies Group, we provide a comprehensive suite of services including rollovers, personalized retirement and financial planning, asset management, and the creation of customized pension solutions. Whether you are seeking a thorough evaluation of your current investments or retirement plan, or simply a second opinion, we are here to offer expert guidance tailored to your unique financial goals.
Retirement Planning
The biggest obstacle for many couples and families is figuring out how they will fund retirement. If you’re like most people, qualified retirement plans, Social Security, personal savings, and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement income sources. Retirement Strategies Group focuses on providing dedicated advice and support to new and current retirees.
Wealth Accumulation
The wealth accumulation phase involves helping our clients build their investable financial assets. As they approach retirement, we adjust their investment strategy to reflect their changing risk tolerance and financial needs.
Our wealth accumulation solutions include:
- Proprietary Risk Tolerance Assessment
- Tax-Optimized Transition of Assets
- Active / Passive Investment Strategies
- Growth-Focused Investment Strategies
- Direct Indexing and Tax-Loss Harvesting
- Environmental, Social, and Governance (ESG) Investment Options
- Socially Responsible Investing (SRI) Options
Income Planning and Distribution
During the income planning and distribution phases, we help our clients evaluate their available income sources for retirement and begin to strategize on how to optimize and structure income withdrawals to last a possible 20- or even 30-year-long retirement. It is during the planning and distribution phases where we work to position assets to minimize future income tax liabilities, offset inflation, and place a portion of assets in liquid vehicles to help cover large expenses in retirement.
Our income planning and distribution solutions include:
- Income-Focused Investment Strategies
- Social Security Strategies
- Required Minimum Distributions (RMDs) Planning
- Retirement Account Rollovers
- Lifetime Guaranteed Income Vehicles with Growth Opportunities
- Tax Mitigation Strategies
- Tax-Free Retirement Income Sources
End-of-Life Planning
The end-of-life planning phase helps enable our clients to manage their affairs during their lifetime and control the distribution of their wealth after death. This planning phase can include healthcare directives, income replacement solutions, and tax-efficient transfer strategies to beneficiaries.
Our end-of-life planning solutions include:
- Life Insurance
- Long-Term Care Solutions
- Tax-Efficient Wealth Transfer
Strategic Business Planning
We specialize in providing comprehensive financial solutions tailored to the unique needs of businesses. Our goal is to empower you with strategies that not only protect your assets but also ensure your long-term success and sustainability. We offer a range of services, including:
- Succession Planning
- Retirement Planning
- Assets Under Management
- Long Term Care Planning
- Roth Conversion Planning
- Estate Planning
- ERISA Planning
- Personal Pensions
Retirement Resources
Download Our Complimentary Guide
Why 59 1/2 Is An Important Age
Know Your Unique Retirement Planning Needs
Why is your 59 ½ birthday important? After all, you probably haven’t celebrated a half-birthday since you could count your age on one hand! Well, when you find out the financial opportunities that become available to you at 59 ½, you’ll want to break out the party hats and birthday cake again!
