Your Retirement Checkmate
Holistic Services Designed for YOU
At Retirement Strategies Group we provide customized solutions to help our clients achieve their financial goals and objectives throughout the course of their lives. Financial planning is a life cycle. In your early years you are saving and accumulating wealth. As you grow and age the question of what to do with that money depends on the lifestyle you want to live. That doesn’t stop as you head towards retirement. The next step in the financial planning life cycle is income planning – how are you going to use that money you’ve accumulated when you are no longer working? As you start income planning, you begin to plan for a retirement that is true to you and your needs. And when you finally retire, that income you worked so hard for is finally distributed, and you can begin planning what type of legacy you want to leave.
Financial planning can be a daunting journey to navigate alone. We’re here to help you analyze, implement, and monitor your plan every step of the way for the rest of your life.
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The wealth accumulation phase involves helping our clients build their investable financial assets. As they approach retirement, we adjust their investment strategy to reflect their changing risk tolerance and financial needs.
Our wealth accumulation solutions include:
- Proprietary Risk Tolerance Assessment
- Tax-Optimized Transition of Assets
- Active / Passive Investment Strategies
- Growth-Focused Investment Strategies
- Direct Indexing and Tax-Loss Harvesting
- Environmental, Social, and Governance (ESG) Investment Options
- Socially Responsible Investing (SRI) Options
During the income planning and distribution phases, we help our clients evaluate their available income sources for retirement and begin to strategize on how to optimize and structure income withdrawals to last a possible 20- or even 30-year-long retirement. It is during the planning and distribution phases where we work to position assets to minimize future income tax liabilities, offset inflation, and place a portion of assets in liquid vehicles to help cover large expenses in retirement.
Our income planning and distribution solutions include:
- Income-Focused Investment Strategies
- Social Security Strategies
- Required Minimum Distributions (RMDs) Planning
- Retirement Account Rollovers
- Lifetime Guaranteed Income Vehicles with Growth Opportunities
- Tax Mitigation Strategies
- Tax-Free Retirement Income Sources
The end-of-life planning phase helps enable our clients to manage their affairs during their lifetime and control the distribution of their wealth after death. This planning phase can include healthcare directives, income replacement solutions, and tax-efficient transfer strategies to beneficiaries.
Our end-of-life planning solutions include:
- Life Insurance
- Long-Term Care Solutions
- Tax-Efficient Wealth Transfer
We specialize in providing comprehensive financial solutions tailored to the unique needs of businesses. Our goal is to empower you with strategies that not only protect your assets but also ensure your long-term success and sustainability. We offer a range of services, including:
- Succession Planning
- Retirement Planning
- Assets Under Management
- Long Term Care Planning
- Roth Conversion Planning
- Estate Planning
- ERISA Planning
- Personal Pensions
